Last Updated: September 19, 2026
Thank you for shopping with Courit.
This Payment Methods Policy explains how payments are accepted, authorized, processed, and refunded for purchases made through our online store at https://courit.com/.
We are committed to providing a secure and transparent shopping experience for customers purchasing tools, accessories, and related products.
Please review the following information before placing an order.
1. Accepted Payment Methods
Courit accepts the payment methods displayed as available during our secure checkout process.
Depending on your country, currency, device, order value, and payment-provider eligibility, available payment methods may include:
- Visa
- Mastercard
- American Express
- Discover
- Apple Pay
- Google Pay
- Shop Pay
- Other payment methods made available through Shopify or authorized payment providers
The availability of a particular payment method is not guaranteed for every country, customer, device, or order.
A payment method is available only when it is displayed and can be selected during checkout.
Payment logos displayed elsewhere on our website indicate payment methods that may be supported but do not guarantee that every payment method will be available for every transaction.
2. Prices, Currency, and Order Total
Before submitting an order, customers can review the following information:
- Selected products and quantities
- Product prices
- Billing and shipping information
- Currency displayed during checkout
- Applicable discounts or promotional codes
- Applicable taxes
- Shipping or delivery charges
- Final amount payable
The final currency and total amount displayed during checkout are the amounts submitted for payment.
Any applicable taxes or mandatory charges that can reasonably be calculated in advance will be displayed or disclosed during checkout as required by applicable law.
Any shipping charges applicable to an order will be displayed before the customer submits the order.
Courit does not intentionally add undisclosed payment-processing, service, handling, delivery, logistics, or carrier charges after an order has been submitted.
Customers may remain responsible for customs duties, import taxes, brokerage fees, or other government-imposed destination charges where applicable and where those charges are not collected during checkout.
Additional information about shipping and potential destination charges is provided in our Shipping Policy.
3. Secure Payment Processing
Payments are processed through Shopify-supported payment services and authorized payment service providers, as applicable to the payment method selected during checkout.
Courit does not ordinarily receive or store customers' complete payment-card numbers, card security codes, or online-banking credentials.
Payment information is transmitted through secure checkout technology to the applicable payment provider for authorization and processing.
For your security, please never send the following information to Courit through email, telephone, contact forms, social media, or other unsecured communication methods:
- Complete payment-card numbers
- Card security codes (CVV or CVC)
- Online-banking passwords
- Payment-account passwords
- Other sensitive payment credentials
Courit may receive limited payment-related information necessary to process and manage an order, which may include:
- Payment method type
- Payment status
- Transaction or order identifier
- Billing information
- Limited payment-provider information
- Fraud-screening or transaction-verification results
Payment information is handled in accordance with our Privacy Policy and applicable law.
4. Payment Authorization and Order Acceptance
When an order is submitted, the selected payment method may be authorized or charged by the applicable payment provider.
Payment must generally be successfully authorized before order fulfillment can begin.
Payment authorization does not necessarily mean that an order has been accepted.
An automated order confirmation confirms that we have received your order but does not necessarily constitute final acceptance of the order.
Order acceptance is governed by our Terms of Service and generally occurs when Courit confirms fulfillment or shipment.
Before fulfillment begins, an order may be subject to:
- Payment authorization
- Product availability confirmation
- Billing or shipping address verification
- Fraud-prevention screening
- Other reasonable order-verification procedures
If we cannot accept an order after payment has been captured, any amount due for the cancelled order or product will be refunded to the original payment method, subject to applicable law and payment-provider procedures.
5. Pending Payment Authorizations
A temporary or pending authorization may appear on a customer's bank or payment account after an order attempt.
A pending authorization is not necessarily a completed charge.
A bank or payment provider may temporarily reserve funds while verifying or processing a transaction.
If an order is not completed, accepted, or fulfilled, the customer's bank or payment provider determines when the pending authorization is released.
Courit cannot directly control the time required by an independent bank, card issuer, or payment provider to release a pending authorization.
If a pending authorization remains longer than expected, customers should contact their bank or payment provider for additional information.
Customers may also contact Courit for assistance with reviewing the status of an order.
6. Declined or Failed Payments
A payment may be declined or fail for various reasons, including:
- Incorrect card or billing information
- Insufficient available funds
- Expired payment method
- Bank or card-issuer restrictions
- Payment-provider security checks
- Currency or location restrictions
- Suspected unauthorized activity
- Incorrect billing address
- Payment-provider technical issues
- Other reasons determined by the customer's bank or payment provider
If your payment is declined, you may:
- Confirm that your payment information is correct.
- Confirm that your billing address matches the information held by your bank or payment provider.
- Try another payment method displayed during checkout.
- Contact your bank or payment provider for assistance.
Courit does not control payment approval or rejection decisions made by independent banks, card issuers, or payment providers.
Customers should avoid repeatedly submitting a payment if their bank or payment provider indicates that the transaction is pending.
If you continue to experience payment difficulties, please contact our customer service team.
7. Payment Verification and Fraud Prevention
Courit and its payment providers may review orders before fulfillment to help prevent unauthorized transactions, identity theft, payment fraud, and other unlawful or suspicious activity.
Where reasonably necessary, we may request non-sensitive information to verify:
- Purchaser or account information
- Billing information
- Shipping information
- Order details
- Authorization to use the selected payment method
We will not request your complete payment-card number, card security code, online-banking password, or payment-account password by email or telephone.
Courit may place an order on hold, decline an order, or cancel an order where:
- Payment cannot be verified.
- The transaction appears fraudulent or unauthorized.
- Required order information is incomplete or materially inconsistent.
- The payment provider declines the transaction.
- The transaction presents a material security risk.
- The order materially violates our Terms of Service.
If a payment has already been captured and the order is subsequently cancelled, any refund due will generally be returned to the original payment method.
These procedures are intended to protect our customers and maintain the security of our online store.
8. Currency Conversion and Provider Charges
The transaction currency will be displayed during checkout before you submit your order.
If your bank account, credit card, or payment account uses a different currency, your bank, card issuer, or payment provider may apply:
- A currency-conversion rate
- A foreign-transaction fee
- An international transaction fee
- Another provider-imposed charge
These charges are determined by your bank or payment provider and are not controlled by Courit.
Customers should contact their bank, card issuer, or payment provider for information regarding exchange rates and additional transaction fees.
Courit is not responsible for independently imposed currency-conversion or international transaction fees, except where applicable law provides otherwise.
9. Refunds
Approved refunds will generally be issued to the original payment method used for the purchase.
Courit normally processes approved refunds within 10 business days after the refund has been approved, unless a different period is required by applicable law or stated in our Return and Refund Policy.
Once a refund has been processed by Courit, your bank, card issuer, or payment provider may require additional time before the refunded amount appears in your account.
The time required for a refund to appear may vary depending on the payment method and financial institution.
We generally cannot issue a refund to a different card, bank account, or payment method from the one originally used for the transaction.
If the original payment method is no longer available, please contact Courit and the applicable payment provider for assistance.
Return eligibility, return shipping responsibilities, inspection procedures, refund eligibility, and other refund requirements are described in our Return and Refund Policy.
Nothing in this section limits any refund or consumer rights required by applicable law.
10. Duplicate or Unrecognized Charges
If you believe that a payment has been duplicated or you do not recognize a transaction associated with Courit, please:
- Review your order-confirmation email.
- Check whether another authorized household member placed the order.
- Confirm whether the transaction is still pending.
- Check the transaction date and amount.
- Contact Courit with the relevant order information.
Our customer service team will review the information available to us and assist you with your inquiry.
Customers should also contact their bank, card issuer, or payment provider promptly if they believe that their payment method has been used without authorization.
For security reasons, please do not include complete payment-card numbers or card security codes when contacting Courit.
11. Payment Security
Courit takes reasonable measures to protect payment-related information handled through our Services.
However, no internet transmission or electronic storage system can be guaranteed to be completely secure.
Customers are responsible for maintaining the security of their account credentials and for notifying us promptly if they believe their account or payment information has been compromised.
We will not knowingly request sensitive payment credentials, such as complete card numbers, security codes, or online-banking passwords, through ordinary customer-service communications.
If you receive a suspicious message claiming to be from Courit, please contact us directly through the contact information provided on our official website before sharing any information.
12. Payment Questions and Contact Information
For questions regarding an order, payment, pending authorization, payment failure, charge, or refund, please contact us using the information below:
Store Name: Courit
Email: StasiaFrohm4932@outlook.com
Business Address: 44362 454 Ave, Perham
Website: https://courit.com/
When contacting us about a payment or order, please provide the following information where available:
- Your full name
- Your order number
- The email address used during checkout
- The date of the transaction
- The transaction amount
- A description of the payment issue
For your security, do not send complete card numbers, card security codes, passwords, online-banking credentials, or other sensitive payment credentials by email, telephone, or contact form.
We will use the information you provide to assist with your inquiry in accordance with our Privacy Policy and applicable law.
Thank you for choosing Courit.